Terms of Service
Effective Date: 30th January 2026
Introduction
These terms of service are entered into between you and PACTM LLC, a Nevada limited liability company ("we," "our," or "us"). The following terms, together with any documents they incorporate by reference, govern your access to and use of https://www.fetishfinder.com/, including any content, functionality, and services offered on or through https://www.fetishfinder.com/("FetishFinder"), whether as a guest or a registered User.
Incorporated Documents
The following documents are incorporated into and form part of these terms of service:
Acceptance of the Terms of Service
Please read these terms of service and the above documents carefully before using FetishFinder. By accessing or using FetishFinder or by clicking to accept or agree to these terms of service when this option is made available to you, you accept and agree to be bound and abide by these terms of service. If you do not want to agree to these terms of service, you must not access or use FetishFinder.
Important Legal Disclosures
These terms of service contain provisions that affect your legal rights and how certain types of claims between you and us are handled, including:
Additionally, these terms of service include an Arbitration and Class Action Waiver (the "Arbitration Agreement"). Except for certain types of disputes described in the Arbitration Agreement, you and we agree that any disputes arising out of these terms of service or your access or use of FetishFinder will be resolved through binding arbitration. By accepting these terms of service, you and we are each waiving the right to a trial by jury or to participate in any class action lawsuit, class-wide arbitration, or other representative proceeding.
Eligibility and Age Restrictions
You may use FetishFinder only if (1) you are at least 18 years old (or the age of majority where you live, if higher) and of legal age to view adult content in your jurisdiction, (2) access to adult-oriented material is not prohibited where you are located, and (3) you have the legal capacity to enter into a binding contract.
By accessing or using FetishFinder, you state that the following facts are accurate:
You meet the age and legal-capacity requirements above.
You comply with all laws and regulations applicable to adult-oriented content in your jurisdiction.
You are not using tools or methods (e.g., VPNs, proxies, false or third-party identification) to circumvent geographic restrictions or age-verification requirements.
If any of the above is untrue, you must not use FetishFinder. We may suspend or terminate access and, where appropriate, refer matters to law enforcement.
Access to explicit content is restricted to Users who have verified that they meet the minimum age requirement (18 or the age of majority, whichever is greater). We comply with applicable age-verification laws in the jurisdictions in which we operate. Attempts to access by misrepresenting age, submitting false identification, or using another person's identity are strictly prohibited and may result in immediate account suspension and, where appropriate, referral to law enforcement. Tools and settings are available to help parents and guardians prevent minors from accessing adult content; we encourage the use of parental controls on shared devices.
Definitions
In these terms of service, the following definitions apply:
"Agreement between Buyer and Seller" means the terms that govern each Seller Interaction.
"Business User" means a User who uses FetishFinder for commercial reasons, whether acting on their own behalf or through someone else, including Referring Users.
"Buyer" means a User who has registered for an account and who can access a Seller's Content via a Seller Interaction.
"Buyer Payment" means any payment related to a Seller Interaction.
"Consumer" means all Users who are not Business Users.
"Content" means any material Uploaded to FetishFinder by any User, including any photos, videos, audio, livestream material, data, text, metadata, images, interactive features, emojis, GIFs, memes, and any other material.
"Indirect Sales Tax" means any Tax that is statutorily applied to Buyer Payments in any relevant jurisdiction.
"Notice," "Notify," and "Notification" mean our attempt to communicate with you through any of the following methods: (1) by sending a message to your FetishFinder account; (2) by sending an email to the email address you provided; (3) by mailing a letter to the physical address you provided; or (4) by sending a text message to, or calling, the phone number you provided.
"Referring User" means a User who participates in the FetishFinder Referral Program.
"Seller" means a User who has set up their FetishFinder account to post Content for Buyers to view.
"Seller Earnings" means the portion of a Buyer Payment payable to a Seller under these terms of service after deducting all fees and applying relevant Tax laws.
"Seller Interaction" means an interaction on FetishFinder that grants access to a Seller's Content, including (1) a Subscription, (2) a payment for pay-per-view Content, and (3) any other interaction or payment between a User and a Seller's account or Content, including direct messages.
"Subscription" means a Buyer's binding agreement to pay recurring, authorized charges in exchange for access, for a defined period, to all Content that a Seller makes available to subscribing Buyers. A Subscription does not include access to individually priced Content, which must be purchased separately.
"Tax" means all forms of taxes, duties, levies, imposts, charges, contributions, withholdings, or other governmental assessments, whether imposed by a national, federal, state, local, or foreign authority, and whether direct or indirect, including any related interest, penalties, or additions.
"Upload" means publish, display, post, type, input, or otherwise share any photos, videos, audio, livestream material, data, text, metadata, images, interactive features, emojis, GIFs, memes, and any other material.
"User" means any user of FetishFinder, whether a Seller or a Buyer or both (also referred to as"you" or "your").
Changes to the Terms of Service
We may revise and update these terms of service on one or more occasions, including to reflect changes in applicable law, address security or risk concerns, or improve our services. All changes are effective immediately when we post them and apply to all access to and use of FetishFinder thereafter, except that any changes to the Resolving Disputes section will not apply to any disputes for which the parties had actual notice on or before the date the change is posted.
We may provide you with advance Notice of certain changes, but we are not required to do so unless applicable law requires it. If you do not agree to the revised terms, you must stop using FetishFinder. Your continued use of FetishFinder after the posting of revised terms means that you accept and agree to them. We encourage you to review this page regularly so that you remain informed of any changes, as they are binding on you.
For Business Users established in the European Economic Area (EEA) or the United Kingdom (UK), we will provide at least 15 days' advance Notice of material changes to these terms where required by the EU Platform-to-Business Regulation (2019/1150), unless a shorter period is permitted (including for legal or security reasons).
Communications
We may communicate with you through electronic means, including, but not limited to, email, electronic messages sent to your account, or Notifications posted on FetishFinder. These communications might include, but are not limited to:
Updates or changes to these terms of service.
Notices regarding your account, including security issues, suspensions, or terminations.
Information about new features, services, or promotions.
Responses to customer support inquiries.
Email Notifications. You must provide and maintain a valid email address associated with your FetishFinder account. You acknowledge that any Notices sent to the email address on file will be deemed received by you.
Account Notifications. Certain important Notifications may also be sent directly to your FetishFinder account. You must regularly check your account for those Notifications.
Opt-Out and Unsubscribing. You may opt out of non-essential communications, including marketing emails, by following the unsubscribe instructions included in those communications. However, you cannot opt out of essential communications related to your account or legal notices.
Changes to Contact Information. It is your responsibility to keep your contact information, including your email address, current and accurate. We are not responsible for any missed notifications due to outdated or incorrect contact information.
Accessing FetishFinder and Account Security
We may withdraw or amend the FetishFinder platform and any service or material we provide on it without Notice. We will not be liable if any part of the FetishFinder platform you are accessing is unavailable. On one or more occasions, we may restrict access to any part of the FetishFinder platform to registered Users.
You are responsible for both:
Making all arrangements necessary for you to have access to FetishFinder.
Ensuring that all persons who access FetishFinder through your internet connection are aware of these terms of service and comply with them.
To access FetishFinder or any of the resources it offers, you will be required to provide certain registration details or other information. It is a condition of your use of FetishFinder that all the information you provide on FetishFinder is accurate. Depending on where you are located, you may be required to verify your age and identity through one or more age verification methods before you can access FetishFinder. All information you provide to register with FetishFinder or otherwise, including, but not limited to, through the use of any interactive features on FetishFinder, is governed by our Privacy Policy, and you consent to all actions we take regarding your information consistent with our Privacy Policy.
If you are given a username, password, or other security credential, you must keep it confidential. You must not share your credentials with anyone or allow anyone else to access your account. You must notify us immediately if you learn of unauthorized access to your account. If you use a public or shared device, you must sign out when finished and take reasonable steps to prevent others from seeing or recording your credentials.
We may disable any username, password, or other identifier, whether chosen by you or provided by us, for any reason, including if, in our opinion, you have violated any provision of these terms of service (including our Acceptable Use Policy) or engaged in fraudulent or illegal activities.
Account Deletion
You may delete your FetishFinder account at any time through your account settings. If you are a Buyer, your account will be permanently deleted within a reasonable time, and no further Subscription charges will apply. Once your account is deleted, it cannot be recovered, and you will no longer have access to your account or any associated Content. We provide a reasonable opportunity to export your Content before closure (where technically feasible).
If you are a Seller, your account will remain active until all active Buyer Subscriptions expire. During this period, you will not be able to add new Subscriptions. After expiration of all active Subscriptions, we will pay out any unpaid Seller Earnings and proceed with account deletion. All Subscriptions will be canceled, cannot be renewed, and any active memberships will be deemed forfeited. Deletion of your Seller account will not remove any Co-Authored Content posted by another Seller, and you will no longer be able to access your account or its Content.
After deletion, we may retain and use your personal data in accordance with our Privacy Policy, including as required for legal or regulatory compliance, recordkeeping, or enforcement of our terms of service.
Intellectual Property Rights
FetishFinder and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement of it) are owned by us, our licensors, or other providers of that material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on FetishFinder, except as follows:
Your computer may temporarily store copies of those materials in RAM incidental to your accessing and viewing those materials.
You may store files automatically cached by your Web browser for display enhancement purposes.
You may print or download one copy of a reasonable number of pages of the FetishFinder platform for your own personal, noncommercial use and not for further reproduction, publication, or distribution.
If we provide social media features with certain content, you may take those actions as are enabled by those social media features.
You must not:
Modify copies of any materials from FetishFinder.
Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.
Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from FetishFinder.
If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of FetishFinder in breach of these terms of service, your right to use FetishFinder will terminate immediately, and you must, at our option, return or destroy any copies of the materials you have made. No interest in FetishFinder or any content on FetishFinder is transferred to you, and we reserve all rights not granted. Any use of FetishFinder not permitted by these terms of service is a breach of these terms of service and may violate copyright, trademark, or other applicable laws.
Trademarks
The PACTM LLC name, the term FETISHFINDER, and all related names, logos, product and service names, designs, and slogans are trademarks of us or our affiliates or licensors. You must not use those marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on FetishFinder are the trademarks of their respective owners.
Prohibited Uses
You may use FetishFinder only for lawful purposes and in accordance with these terms of service (including our Acceptable Use Policy). You must not use FetishFinder:
In any way that violates any federal, state, local, or international law or regulation.
To exploit, harm, or attempt to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.
To send, knowingly receive, upload, download, use, or reuse any material that does not comply with our Acceptable Use Policy.
To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.
To impersonate or try to impersonate us, any of our employees, another User, or any other person or entity (including, without limitation, by using email addresses or usernames associated with any of the foregoing).
To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of FetishFinder, or that, as determined by us, might harm us or Users, or expose them to liability.
To solicit or accept payments for Seller Interactions outside FetishFinder (including to avoid our fees) for Content or features offered on FetishFinder.
Additionally, you must not:
Use FetishFinder in any manner that could disable, overburden, damage, or impair FetishFinder or interfere with any other person's use of FetishFinder, including their ability to engage in real-time activities through FetishFinder.
Conduct, facilitate, authorize, or permit any text or data mining or web scraping regarding FetishFinder or any services provided through, or concerning, FetishFinder for any purpose, including the development, training, fine-tuning, or validation of AI systems or models. This includes using (or permitting, authorizing, or attempting the use of) (1) any "robot," "bot," "spider," "scraper," or other automated device, program, tool, algorithm, code, process, or methodology to access, obtain, copy, monitor, or republish any portion of FetishFinder or any data, content, information, or services accessed through FetishFinder, or (2) any automated analytical technique aimed at analyzing text and data in digital form to generate information or develop, train, fine-tune, or validate AI systems or models that includes but is not limited to patterns, trends, and correlations.
Use FetishFinder or any data published by, contained in, or accessible through, FetishFinder or any services provided through, or concerning, FetishFinder for the purposes of developing, training, fine-tuning, or validating any AI system or model or for any other purposes set out in our Acceptable Use Policy.
Use any manual process to monitor or copy any of the material on FetishFinder, or for any other purpose not authorized in these terms of service, without our prior written consent.
Use any device, software, or routine that interferes with FetishFinder's proper working.
Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of FetishFinder, the server on which FetishFinder is stored, or any server, computer, or database connected to FetishFinder.
Attack FetishFinder by a denial-of-service attack or a distributed denial-of-service attack.
Otherwise try to interfere with FetishFinder's proper working.
Content
Your Content is not confidential, and you authorize your Buyers to access and view your Content on FetishFinder for their own lawful and personal use, and in accordance with any licenses that you grant your Buyers.
You are responsible for all Content you Upload on FetishFinder. If you are a Seller and someone else assists you with operating your Seller account, this does not affect your legal responsibility. Our relationship is with you and not with any third party, and you will be responsible for ensuring that all Content Uploaded and all use of your account complies with these terms of service.
You hereby grant us a perpetual, nonexclusive, worldwide, royalty-free, transferable, sublicensable license to your Content that allows us to perform any act necessary to operate FetishFinder and our related products and services. This includes reproducing, making available or displaying to the public, distributing, creating derivative works, and otherwise using your Content, including for improving the features and functionalities of FetishFinder and our related services, as well as for training and enhancing our AI systems and models solely for content moderation purposes. This license also includes our right to use, in connection with promoting you or your account, any name, username, voice, image, or likeness provided with the Content, and to do so in all media or distribution methods now known or later developed. Except as required by law, you hereby waive any moral rights you might have under any law to object to the treatment of your Content.
We will not sell your Content to other platforms. However, in the event of a sale of PACTM LLC or its assets, any licenses you have granted us may be transferred.
For each item of Content you Upload to FetishFinder, you state that the following facts are accurate:
The Content complies with these terms of service (including our Acceptable Use Policy) and all applicable laws.
You own the Content (including all intellectual property rights) or have obtained all necessary rights, licenses, consents, and releases to Upload, distribute, display, publicly perform, and monetize the Content on FetishFinder, and to authorize our later use of the Content in accordance with these terms of service.
You (1) consent to be depicted in the Content, (2) consent to allow for the public distribution of the Content and to Upload the Content to FetishFinder, and (3) if the Content will be made available for downloading by Buyers, consent to have the Content downloaded.
The Content does not infringe or violate the intellectual property rights of any third party.
If the Content includes third-party material, you have secured all necessary rights, licenses, consents, and releases for its use in the Content and for our later use.
You have complied with 18 U.S.C. §§ 2257–2257A and 28 C.F.R. Part 75, including inspecting and keeping all required written documents, including written documents sufficient to confirm that all subjects of the Content were at least 18 years of age at the time of the production of the Content as required by 18 U.S.C. §§ 2257–2257A and 28 C.F.R. Part 75, and will provide us with copies of all required written documents on request.
The Content is:
Of satisfactory quality, considering any description, price, and all relevant circumstances, including any statements you make about the Content;
Reasonably suitable for any known purpose the Buyer has disclosed to you; and
Accurately described by you.
We are not responsible or liable to any third party for the content or accuracy of any Content you Upload.
You must act as custodian of records for all Content you Upload to FetishFinder.
Co-Authored Content
As stated above, you are responsible for all Content you Upload. You may Upload Content that features someone other than you ("Co-Authored Content").
If you Upload Co-Authored Content, you state that each individual in Co-Authored Content you Upload is either (1) a Seller you have tagged using the tool available on FetishFinder or (2) an individual at least 18 years of age whose proof of identity and whose written, informed consent you have obtained to Upload the Content on FetishFinder, including, but not limited to, (A) consent to be depicted in the Co-Authored Content, (B) consent to allow for the public distribution of the Co-Authored Content and to Upload the Co-Authored Content to FetishFinder, and (C) if the Co-Authored Content will be made available for downloading by Buyers, consent to have the Co-Authored Content downloaded.
You and each Co-Author must provide us with the necessary documents to confirm you have satisfied the requirements of these terms of service.
If you, or anyone appearing in Co-Authored Content, do not provide any information we request, we may restrict or delete the Co-Authored Content or your account and withhold any portion of your Seller Earnings.
We are not a party to any agreement that you have to create Co-Authored Content or any resulting dispute. All claims arising from Co-Authored Content must be made against the Seller(s) who Uploaded or who appeared in the Co-Authored Content. You must not make any claims against us, and you hereby release us from any claims against us, arising from Co-Authored Content.
Any individual who appears in the Co-Authored Content may withdraw their consent to appear in that Co-Authored Content. We may delete Co-Authored Content if a participant withdraws consent.
Monitoring and Enforcement; Suspension and Termination
We are committed to maintaining a positive and respectful community and do not tolerate inappropriate Content or misconduct. We employ AI systems and models to assist in the moderation and review of Content before it is Uploaded. This includes automated tools designed to detect and remove Content that might violate our Acceptable Use Policy or applicable laws. However, while these AI tools enhance our ability to manage Content efficiently, they are not infallible and might result in errors, including false positives or negatives.
To address these limitations, content moderation will also involve human review to ensure that decisions align with our policies and legal obligations. We encourage Users to report any Content they believe is inappropriate or violates our policies using our Complaints Policy. We will investigate all reported Content and may take appropriate action, which could include removing Content, suspending or deleting accounts, or other corrective measures.
Despite our efforts to ensure accurate content moderation, we are not liable for any errors or omissions in the moderation process. You acknowledge and accept that some inappropriate Content might not be detected immediately, and we rely on community reports and ongoing improvements to our AI systems and models to address these issues.
We may take one or more of the following actions in connection with our monitoring of FetishFinder:
Content Review and Removal. We may remove or refuse to Upload any Content for any reason. If we suspend access to or remove any of your Content, we will Notify you by email or electronic message to your account, but we are not required to give you prior Notice of that removal.
Suspension or Deletion of Accounts and Content. We may suspend or delete your account or Content at any time, with or without Notice, if:
We believe you have materially or repeatedly breached these terms of service (including our Acceptable Use Policy).
You attempt, or threaten, to breach these terms of service (including our Acceptable Use Policy) in a way that could have serious consequences for us or another User.
We suspect that your Seller Earnings result from unlawful or fraudulent activity, either by you or by a Buyer.
We think your actions might cause harm or loss to us or our reputation.
Pausing and Withholding Payments. During any investigation or review, we may:
Pause Buyer Payments due during the suspension period.
Withhold any part of your Seller Earnings.
Suspend, refund, or cancel Buyer Payments.
Post-Investigation Actions. After investigating the suspected noncompliance or unlawfulness of any Content or your account, we may take any action we consider appropriate, including reinstating access, permanently removing or disabling access to Content, or deleting your account. We may treat any part of your Seller Earnings as forfeited and may refund or cancel Buyer Payments if we determine that a breach or suspected fraudulent activity has occurred. We may use any part of your Seller Earnings to offset any harm or loss we suffer as a result of your breaches of these terms of service (including our Acceptable Use Policy). We will Notify you of any such action and provide a statement of reasons.
Right to Dispute. You may dispute any Seller Earnings forfeiture decision, as well as any account termination or Content deactivation decision, by following our Appeals Policy. If you do not dispute our decision within six months after we Notify you of it, you hereby waive your right to dispute that decision. In certain jurisdictions, you may be entitled to bring a claim against us for breach of contract where we remove or restrict access to your Content or FetishFinder in breach of these terms of service.
Post-Termination Content Access. On termination of your account, we may deal with your Content in any appropriate manner in accordance with our Privacy Policy, including by deleting it. You will no longer be able to access your Content, and there is no technical facility on FetishFinder that allows you to retrieve your Content after your account has been terminated (or deleted). We provide a reasonable opportunity to export your Content before closure (where technically feasible). We may retain data as permitted or required by law.
No Refunds for Termination. If your account is terminated for violating these terms of service (including our Acceptable Use Policy), any Buyer Payments will not be refunded.
Without limiting the above, we may cooperate with any law enforcement authorities or comply with a court order requesting or directing us to disclose the identity or other information of anyone Uploading Content on or through FetishFinder. In accordance with our CSAM Policy, we will report any Content that could be considered CSAM to the National Center for Missing and Exploited Children's CyberTipline and any other legal and regulatory bodies.
Despite the above, we have no liability or responsibility to anyone for the performance or nonperformance of the activities described above. You hereby waive, and you shall indemnify us and our affiliates, licensees, and service providers against any claims resulting from any action taken by any of the foregoing parties during, or because of, investigations by either those parties or law enforcement authorities.
EU Transparency and Illegal Content Reporting
To comply with applicable regulations, including the EU Digital Services Act (DSA), we commit to publishing an annual transparency report. This report will include:
The volume and types of Content removed or restricted based on violations of our policies or applicable laws.
The number and outcomes of User complaints and appeals.
Information about automated tools used in moderation and the extent of human review.
A summary of actions taken to detect, address, and mitigate risks, including systemic risks.
These reports will be made publicly available on the FetishFinder platform.
We also comply with applicable EU laws on illegal content, including the DSA. Users may report illegal content in accordance with our Complaints Policy, and we commit to timely investigation and resolution.
Where required by article 21 of the DSA, we engage with certified out-of-court dispute settlement bodies; details are provided in our Appeals Policy.
Copyright Infringement
If you believe that any Content violates your copyright, please see our DMCA Policy for instructions on sending us a notice of copyright infringement. Our policy is to terminate the User accounts of repeat infringers.
Seller Interactions
As part of a Seller Interaction, the Seller hereby grants the Buyer a nontransferable, nonsublicensable, nonexclusive license to access the Content to which that Seller Interaction relates. The foregoing license does not grant any Buyer ownership rights to the applicable Content of a Seller to which a Seller Interaction relates and automatically terminates without Notice under any of the following circumstances:
The Buyer Payment related to the Seller Interaction was unsuccessful, charged back, or reversed.
The Seller deletes either the applicable Content of a Seller to which a Seller Interaction relates or their Seller account.
The Buyer's account is suspended or terminated.
The Buyer breaches these terms of service.
The applicable Content of a Seller to which a Seller Interaction relates is removed from the Seller's account, or the Seller's account is suspended or terminated.
The Buyer closes their account.
We may remove any Content from a Seller's account at any time. The Buyer participating in the Seller Interaction acknowledges that Sellers may remove Content, including pay-per-view Content, for any reason at any time.
Live streaming Content must not be purchased, accessed, or viewed in any jurisdiction where that Content is illegal or restricted under applicable law, including, without limitation, Sweden. We reserve the right to restrict or disable access to live Content based on a User's location, billing information, or other indicators of jurisdiction in order to comply with applicable laws and regulations.
The Buyer acknowledges that third parties may assist Sellers in operating their accounts and in facilitating Seller Interactions.
AI-Assisted Content and Interactions
Some Seller Interactions may involve the use of artificial intelligence or automated tools. Sellers must clearly and conspicuously disclose when Content or Seller Interactions are AI-generated or AI-assisted (e.g., "#AI" or "#AIGenerated" in captions and metadata). We may add an AI disclosure label or badge, and you must not remove or obfuscate it.
Sellers must not use AI to impersonate a real person, misrepresent identity or age, fabricate age/consent/identity verification, or otherwise deceive Buyers. Sexually explicit deepfakes of real persons without verifiable permission, and any synthetic or sexualized depiction of minors (or persons who appear to be minors), are strictly prohibited. All AI-assisted Content must comply with applicable law (including rights of publicity and intellectual property rights) and our policies.
AI-generated Content and Seller Interactions are licensed on the same terms as other Content under this section. AI outputs may be synthetic, inexact, or incomplete; they are provided "as is," and may be removed if they violate these terms of service or applicable law.
Buyer Subscriptions and Purchases
Purchases and sales of physical goods through FetishFinder are governed by the Seller Marketplace Terms, which are incorporated into these terms of service by reference.
Seller Interactions are governed by the Agreement between Buyer and Seller. While we may moderate Content and facilitate Seller Interactions by providing the FetishFinder platform, we are not a party to the Agreement between Buyer and Seller or any other contract between a User and a Seller, and we are not responsible for Seller Interactions.
Sellers are solely responsible for determining any pricing applicable to Seller Interactions. All prices are displayed and charged in USD, and your payment provider may charge currency conversion or processing fees. Buyer Payments do not include any applicable Indirect Sales Taxes, which will be added at the applicable rate based on your location.
When a User initiates a Seller Interaction by submitting a Buyer Payment, the Seller is obligated to fulfill their part of that Interaction once the transaction has been confirmed. Sellers shall indemnify us against any losses or damages we incur as a result of their failure to do so. Before initiating a Seller Interaction, Users must provide valid payment information and click "Subscribe" or take other affirmative action to authorize the payment.
By clicking "Subscribe," you agree to initiate a Subscription. A Subscription will automatically renew at the current rate (plus any applicable Indirect Sales Taxes) until you cancel it. You authorize us to charge your selected payment method at the start of each renewal period. You will not receive separate Notice of renewal unless required by law. You will not be charged for any renewal if (1) your payment fails and you have not provided a backup method, (2) the Subscription price has increased and you did not opt in to the new price, (3) you disabled the auto-renewal feature in your account settings, or (4) you closed your FetishFinder account before the renewal date.
If you cancel a Subscription, you will continue to have access to the Seller's Content until the end of the current Subscription period. After that time, no further payments will be taken unless you resubscribe. Deleting your FetishFinder account or withdrawing a payment method does not automatically cancel your Subscription; you must do so explicitly.
You may provide multiple payment methods. If the primary payment method fails, we may use an alternative method you have provided to process the Buyer Payment. You also authorize us to share your payment information with third-party payment processors for the sole purpose of processing Buyer Payments.
The payment provider will process (1) periodic payments for Subscriptions and (2) one-time payments for other Buyer Payments. You consent to these payments being debited from your selected payment method. You must not make (1) unjustified refund requests or (2) unjustified chargeback requests. If we determine, in our sole discretion, that a refund or chargeback request was made in bad faith, we may suspend or delete your account.
You may prepay amounts into your account ( "Wallet Credits") that can be used for Buyer Payments. Wallet Credits are capped at a stated maximum, do not accrue interest, and are non-refundable to the extent permitted by law. If a Buyer Payment exceeds your Wallet Credit balance, your payment card will be charged for the full amount. Wallet Credits are not legal tender and may not be redeemed for cash.
Refunds
Except as required by applicable law, all Buyer Payments—including Subscriptions, one-time payments, and tips—are non-refundable. Because digital content is delivered or made accessible immediately, you expressly acknowledge that you lose any statutory right to withdraw or cancel once the content has been made available to you, in accordance with applicable laws in the United States, United Kingdom, and European Union.
For EU/UK Users: In accordance with Directive 2011/83/EU on Consumer Rights (as implemented in the EEA, UK, and Switzerland), by purchasing and accessing digital content on FetishFinder, you expressly consent to the immediate supply of that content and acknowledge that you will lose your 14-day statutory right of withdrawal under Article 16(m) of the Directive once access begins.
Notwithstanding the foregoing, you may have a legal right to request a refund under certain circumstances, such as (1) the digital content was not delivered or made available as promised, (2) the content is defective or not as described, or (3) the charge was unauthorized.
If you believe you are entitled to a refund under applicable law, you must contact us promptly and provide supporting information. We reserve the right to assess the claim, verify the circumstances, and issue a refund where legally required or otherwise in our discretion.
If you submit refund or chargeback requests that we reasonably believe to be unjustified, fraudulent, or submitted in bad faith, we may suspend or terminate your account and take any other action permitted by law.
Seller Payouts
All Buyer Payments are received and processed by third-party payment providers approved by us.
Depending on the level and type of FetishFinder plan you select, our fee is 10% (for premium users) or 15% (for basic users) of the total Buyer Payment and will be deducted from each Buyer Payment. The preceding fee does not include the fee for the FetishFinder plan that you purchase when you sign up to be a Buyer.
Seller Earnings will only be available for withdrawal once they are reflected in your FetishFinder account.
To withdraw Seller Earnings from your FetishFinder account, your account balance must meet the minimum payout amount requirement.
All Buyer Payments and Seller Earnings are transacted in USD. Your bank or e-wallet company may charge currency conversion or other fees. We do not control currency exchange rates, banking charges, or e-wallet provider charges. We are not responsible for paying those charges.
Seller Earnings are subject to a 30-day review period before payout to account for potential chargebacks, payment reversals, or fraudulent transactions. If a Buyer successfully obtains a refund or chargeback, we may deduct an amount equal to the refunded or charged-back portion from your Seller Earnings.
Except for direct bank transfer methods, we do not store the payout information you provide to a third-party provider.
To update your payout method, you must submit changes at least two business days before the end of a payout period.
We may require identity, address, and beneficiary verification (including KYC/KYB/AML checks) before enabling or releasing payouts and on an ongoing basis. We may withhold or freeze Seller Earnings, or suspend payout methods, where verification is pending or where we reasonably suspect fraud, sanctions exposure, or unlawful activity, and we may report suspected unlawful activity to authorities.
Tax Compliance
Sellers are solely responsible for their own Tax affairs. Neither FetishFinder nor any affiliated entity or service provider is responsible for advising you on Tax matters, providing Tax guidance, or ensuring your compliance. By using FetishFinder as a Seller, you state that you have reported, and will continue to report, all earnings received in connection with your use of FetishFinder to the appropriate Tax authorities in your jurisdiction, in accordance with applicable law. If you become non-compliant with Tax obligations, or if you are named in any inquiry, investigation, or proceeding related to Tax compliance in connection with your use of FetishFinder, we reserve the right to suspend your account, restrict earnings, or limit access to payouts.
If you are a Seller based in the UK, you must comply with the UK VAT requirements.
If you are a Seller based in the EU, you must comply with the applicable EU VAT requirements.
You are solely responsible for submitting any required filings and paying any Taxes owed in connection with your earnings on FetishFinder. Failure to comply with these obligations may result in the suspension or termination of your account.
Trader Information (EU/UK Business Users)
If you use FetishFinder in a commercial capacity and offer Content to Consumers in the EEA, UK, or Switzerland, you must provide accurate trader details (including your legal name, trading name, geographic address, email address, company or trade register number, and VAT number where applicable) and keep them up to date. We may verify this information and, where required by law, display it to Consumers. If you fail to provide or maintain the required trader information, we may suspend or restrict your account and withhold payouts until corrected.
Changes to FetishFinder
We may update or modify the FetishFinder platform on one or more occasions. However, we make no guarantee that all Content or information available on FetishFinder is complete, accurate, or current. Any material on FetishFinder may be out of date at any given time, and we are under no obligation to update that material.
Information About You and Your Visits to FetishFinder
All information we collect on FetishFinder is subject to our Privacy Policy. By using FetishFinder, you hereby consent to all actions taken by us regarding your information in compliance with the Privacy Policy..
For interactions directly between Buyers and Sellers (e.g., messages, tips, custom Content), each party is independently responsible for compliance with applicable data protection laws (e.g., GDPR, CCPA) with respect to any personal data exchanged.
Linking to FetishFinder and Social Media Features
You may link to the FetishFinder homepage or to other pages and content on FetishFinder that we make available for linking or sharing, provided that you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in a way that suggests any form of association, approval, sponsorship, or endorsement by us without our prior written consent.
FetishFinder may provide certain social media features, sharing tools, or integrations that enable you to:
Link from your own or third-party websites, services, or social media accounts to certain content on FetishFinder.
Send messages or other communications that include content, or links to content, on FetishFinder.
Display limited portions of content from FetishFinder on other websites or services (for example, through embedded players, previews, or similar functionality), solely to the extent made available by us.
You may use these features solely as they are provided by us, solely with respect to the content they are displayed with, and otherwise in accordance with these terms of service and any additional terms we provide regarding those features. Except as expressly permitted through such features, you must not:
Frame, embed, mirror, scrape, or otherwise display FetishFinder or any portion of it on any other website or service.
Use our trademarks, logos, or branding without our prior written consent.
Take any action regarding materials on FetishFinder that is inconsistent with these terms of service or our Acceptable Use Policy.
The website, service, or account from which you link or on which you make content accessible must comply with our Acceptable Use Policy and applicable law. You must cooperate with us in causing any unauthorized framing or use of content to stop immediately. We may withdraw linking permission or disable any social media features or links at any time without notice.
Links from FetishFinder
If FetishFinder contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that might arise from your use of them. If you decide to access any of the third-party websites linked to FetishFinder, you do so entirely at your own risk and subject to the terms for those websites.
International Access
FetishFinder is operated by a company based in the State of Nevada, United States. We do not represent that FetishFinder or any of its Content is appropriate, lawful, or available for use outside the United States. Accessing FetishFinder from other jurisdictions is done on your own initiative, and you are solely responsible for complying with any applicable local laws.
Warranty Disclaimers
You acknowledge that we cannot and do not state that files available for downloading from the internet or FetishFinder will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to FetishFinder for any reconstruction of any lost data. To the extent provided by law, we will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses, or other technologically harmful material that might infect your computer equipment, computer programs, data, or other proprietary material due to your use of FetishFinder or any services or items obtained through FetishFinder or to your downloading of any material posted on it, or on any website linked to it.
Your use of the FetishFinder platform, its content, and any services or items obtained through the FetishFinder platform is at your own risk. The FetishFinder platform, its content, and any services or items obtained through the FetishFinder platform are provided "as is" and "as available," without any warranties, either express or implied. Neither we nor any person associated with us is making any warranty regarding the completeness, security, reliability, quality, accuracy, or availability of the FetishFinder platform. Without limiting the foregoing, neither we nor anyone associated with us is making any warranty (1) that the FetishFinder platform, its content, or any services or items obtained through the FetishFinder platform will be accurate, reliable, error-free, or uninterrupted, (2) that defects will be corrected, (3) that the FetishFinder platform or the server that makes it available are free of viruses or other harmful components, (4) that we will host, make available, or remove any specific item of Content, (5) any geo-filtering or digital rights management solution that we offer will be effective, (6) that we will continue to support any particular feature or maintain backward compatibility with any third-party software or device, or (7) that the FetishFinder platform or any services or items obtained through the FetishFinder platform will otherwise meet your needs or expectations.
To the extent provided by law, we are not making any warranty, whether express or implied, statutory, or otherwise, including but not limited to any warranty of merchantability, noninfringement, and fitness for a particular purpose.
The above disclaimers do not affect any warranties that cannot be excluded or limited under law.
Limitation of Liability
To the extent provided by law, in no event will we, our affiliates, or our licensors, service providers, employees, agents, officers, or managers be liable for damages, under any legal theory, arising out of or in connection with your use, or inability to use, the FetishFinder platform, any websites linked to it, any content on the FetishFinder platform or those other websites or any services or items obtained through the FetishFinder platform or those other websites, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.
To the extent provided by law, in no event will we, our affiliates, or our licensors, service providers, employees, agents, officers, or managers be liable for any actions, omissions, or Content provided by any third party, including other Users, external service providers, or linked websites. This includes disputes, claims, or damages arising from interactions or transactions between Users that occur outside of the FetishFinder platform but are related to its use.
To the extent provided by law, in no event will the collective liability of us and our subsidiaries and affiliates, and our licensors, service providers, employees, agents, officers, and managers, to any party (regardless of the form of action, whether in contract, tort, or otherwise) exceed the greater of $250 and the amount we have earned through your use of the FetishFinder platform in the three-month period foregoing the event giving rise to the claim.
The above limitation of liability does not apply to liability resulting from our gross negligence or willful misconduct.
The above limitation of liability does not affect any liability that cannot be excluded or limited under law.
Local Mandatory Laws and Non-Excludable Rights
No Waiver of Statutory Rights. Nothing in these terms of service, including the above disclaimers and limitations of liability, excludes or limits any rights that cannot be excluded or limited under applicable law.
EU Consumer Rights. If you are an EU Consumer, mandatory consumer-protection laws may grant you additional rights and remedies. This includes your right to seek redress for defective products or non-conforming digital services. Nothing in these terms of service will exclude or limit liability for (1) death or personal injury caused by our negligence, (2) our willful misconduct or gross negligence, (3) any implied conditions relating to title or conformity of digital content, or (4) any other matter that cannot be excluded or limited under EU Consumer law.
EU Business Users (P2B Regulation). If you are an EU Business User, these disclaimers and limitations do not limit our obligations or your rights under the EU Platform-to-Business Regulation, including our duty to offer an internal complaint-handling system and mediation in good faith.
EU DSA Obligations. These disclaimers and limitations of liability do not affect our obligations under the EU DSA, including any notice-and-action procedures and User redress mechanisms for content moderation decisions.
Indemnification
You shall indemnify us, our affiliates, licensors, and service providers, and our and their respective officers, managers, employees, contractors, agents, licensors, suppliers, successors, and assigns against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these terms of service or your use of the FetishFinder platform, including, but not limited to, your Content, any use of the FetishFinder platform's content, services, and products other than as expressly authorized in these terms of service (including our Acceptable Use Policy), or your use of any information obtained from us.
Resolving Disputes
Governing Law
Nevada law governs all adversarial proceedings arising out of these terms of service or access or use of FetishFinder.
If you are a Consumer residing in the EEA, Switzerland, or UK, this choice of law does not affect any mandatory consumer protections afforded to you under the laws of your country of residence. You may bring a claim before the courts of your habitual residence under those consumer protection laws.
Equitable Remedies
Each party acknowledges that (1) breach by either party of that party's obligations under these terms of service has the potential to cause irreparable harm for which damages would be an inadequate remedy and (2) if any such breach occurs or is threatened and might cause irreparable harm, each party would want a court to grant the other party an injunction, a restraining order, or any other equitable remedy, in each case without posting a bond or other security and without proof of actual damages.
Arbitration and Class Action Waiver
Except for Consumers residing in the EEA, Switzerland, or UK, you and we agree to the following mandatory arbitration and class action waiver provisions:
Mandatory Arbitration. You and we shall resolve any claims arising out of or relating to these terms of service or your access or use of FetishFinder (a "Dispute") through final and binding arbitration.
Informal dispute resolution. We would like to understand and try to address your concerns before formal legal action. Before either of us files a claim against the other, we both shall try to resolve the Dispute informally. You may do so by sending us notice to [email protected]. We will do so by sending you a Notice to the email address associated with your account. If we cannot resolve a Dispute within 60 days, either of us has the right to initiate arbitration. We also both agree to attend an individual settlement conference if either party requests one during this time. Any statute of limitations will be tolled during this informal resolution process.
Arbitration forum. If we are unable to resolve the Dispute, either of us may commence arbitration with National Arbitration and Mediation ( "NAM") under its Comprehensive Dispute Resolution Rules and Procedures and Supplemental Rules for Mass Arbitration Filings, as applicable (available at https://www.namadr.com/resources/rules-fees-forms/). We will not seek attorneys' fees and costs in arbitration unless the arbitrator determines that your claim is frivolous. The activities described in these terms of service involve interstate commerce and the Federal Arbitration Act will govern the interpretation and enforcement of this Arbitration Agreement and any arbitration.
Arbitration procedures. The arbitration will be conducted by videoconference if possible, but if the arbitrator determines a hearing should be conducted in person, the location will be mutually agreed upon, in the county where you reside, or as determined by the arbitrator, unless the batch arbitration process applies. The arbitration will be conducted by a sole arbitrator. The arbitrator will be either a retired judge or an attorney licensed to practice law in any U.S. jurisdiction. The arbitrator will have exclusive authority to resolve any Dispute, except that the state or federal courts of Nevada sitting in Las Vegas have the authority to determine any Dispute about enforceability, validity of the class action waiver, or requests for public injunctive relief, as set out below. Any settlement offer amounts will not be disclosed to the arbitrator by either party until after the arbitrator determines the final award, if any. The arbitrator has the authority to grant motions dispositive of all or part of any Dispute.
Exceptions. This section does not require informal dispute resolution or arbitration of the following claims: (1) individual claims brought in small claims court; and (2) injunctive or other equitable relief to stop unauthorized use or abuse of FetishFinder or intellectual property infringement or misappropriation.
Class and Jury Trial Waivers. You and we agree that Disputes must be brought on an individual basis only, and must not be brought as a plaintiff or class member in any purported class, consolidated, or representative proceeding. Class arbitrations, class actions, and representative actions are prohibited. Only individual relief is available. The parties shall sever and litigate in court any request for public injunctive relief after completing arbitration for the underlying claim and all other claims. This does not prevent either party from participating in a class-wide settlement. You and we knowingly and irrevocably waive any right to trial by jury in any action, proceeding, or counterclaim.
Batch arbitration. If 25 or more claimants represented by the same or similar counsel file demands for arbitration raising substantially similar Disputes within 90 days of each other, then you and we agree that NAM will administer them in batches of up to 50 claimants each ("Batch"), unless there are less than 50 claimants in total or after batching, which will comprise a single Batch. NAM will administer each Batch as a single consolidated arbitration with one arbitrator, one set of arbitration fees, and one hearing held by videoconference or in a location decided by the arbitrator for each Batch. If any part of this section is found to be invalid or unenforceable as to a particular claimant or Batch, it will be severed and arbitrated in individual proceedings.
Severability. If any part of this Arbitration Agreement is found to be illegal or unenforceable, the remainder will remain in effect, except that if a finding of partial illegality or unenforceability would allow class arbitration, class action, or representative action, this entire dispute resolution section will be unenforceable in its entirety.
For Consumers in the EEA, Switzerland, or UK
If you are a Consumer residing in the EEA, Switzerland, or UK, the following applies to you:
Concerns. If we have a Dispute, we would first like to understand and try to address your concerns before any formal legal action. To share your concerns, you can contact us at [email protected].
Court. If we cannot resolve our Dispute, you or we can go to your local courts.
EEA Consumer alternative dispute resolution. If you reside in the EEA, you may have the right under local law to use an alternative dispute resolution ("ADR") body to resolve consumer disputes. We are not required to participate in ADR proceedings and may choose whether to do so at our discretion.
For Business Users in the EEA or UK
If you are a Business User established in the EEA or the UK, and the EU Platform to Business Regulation (2019/1150) applies, nothing in these terms of service limits your right to bring a claim before the courts of your place of establishment, as required by article 12(1) of the Regulation.
Time Limit to File Claims
Apart from proceedings arising from a claim for Indemnification, neither party may initiate adversarial proceedings to resolve any Dispute arising out of these terms of service or access or use of FeetFinder more than one year after the date that Dispute arose. If you are located in a jurisdiction where local mandatory laws provide a longer limitation period, those mandatory laws will apply instead of the one-year limitation set out in the foregoing sentence.
Waiver and Severability
No waiver of any provision of these terms of service will be effective unless it is in writing and signed by the party granting the waiver. No failure or delay in exercising any right or remedy under these terms of service will operate as a waiver of that right or remedy. A waiver granted on one occasion will not operate as a waiver on future occasions.
If any provision of these terms of service is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, that provision will be eliminated or limited to the minimum extent so that the remaining provisions of these terms of service will continue in full effect.
Entire Agreement
These terms of service constitute the entire understanding between the parties regarding these terms of service or access or use of FetishFinder. You acknowledge that because you have not relied on, and will not be relying on, any statements made by us arising out of these terms of service or access or use of FetishFinder, you will have no basis for bringing any claim for fraud in connection with any such statements.
Feedback
We encourage you to provide feedback about FetishFinder. But we will not treat as confidential any suggestion or idea provided by you, and nothing in these terms of service will restrict our right to use, profit from, disclose, publish, or otherwise exploit any feedback, without payment to you.
Accessibility and Language Access
If you require a translated version of these terms of service or an accessible format due to a disability or other accessibility need, please contact us at [email protected]. We will provide those versions where required by applicable law. In the event of any inconsistency or conflict between a translated version of these terms of service and the English version, the English version will prevail.
Your Comments and Concerns
FetishFinder is operated by PACTM LLC, 318 N. Carson Street, Suite 208, Carson City, Nevada 89701, USA.
All notices of copyright infringement claims must be sent to the copyright agent designated in our DMCA Policy in the manner and by the means set out in it.
If you have a complaint about Content appearing on FetishFinder or our content moderation decisions, please refer to our Complaints Policy and our Appeals Policy.
Feedback, comments, requests for technical support, and other communications relating to FetishFinder should be directed to [email protected].
California Users and Residents
California residents may also send complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.
DSA Single Point of Contact
In accordance with articles 11 and 12 of Regulation (EU) 2022/2065 (the "Digital Services Act" or "DSA"), we have designated [email protected] as the single point of contact for:
Communications with recipients of our services;
European Union Member State authorities;
The European Commission; and
The Board for Digital Services.
Please conduct all communication in English. This email address is exclusively for matters related to the DSA.
EU Legal Representative
If and to the extent required by the DSA, we designate
Name: BHD Governance EU Ltd
Email: [email protected]
Postal: BHD Governance EU Ltd (26001), Unit 3D North Point House, North Point Business Park, New Mallow Road, Cork, T23 AT2P, Ireland.
as our legal representative in the European Union for purposes of article 13 of the DSA.
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